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About Us

Empowering communities. Inspiring growth.


We believe that strong communities build strong futures. Our passion lies in helping neighborhoods across Alabama, Florida, and the Southeast grow, thrive, and reach their full potential.

As a proud community development partner of United Bank, we focus on rural and economically challenged areas. Through creative partnerships and federal programs, we bring opportunity, funding, and hope to the people and places often overlooked by private investment.

Building partnerships that make a difference

Lasting progress happens when we work together. We partner with local organizations, institutions, and federal programs to attract private investment into communities, businesses, and municipalities that need it most.

Every collaboration helps economic growth, create jobs, and strengthen local infrastructure to build momentum for a more inclusive future.

Certified to Serve: Community Development Financial Institution (CDFI)

As a federally certified CDFI, UBCD channels millions in federal dollars and tax credits directly into our communities. These funds have helped:

  • Build and expand small businesses
  • Develop affordable housing
  • Improve infrastructure and public services
  • Provide capital that fuels growth for nonprofits and entrepreneurs

We turn financial resources into real, visible change, empowering people and businesses to succeed.

A decade of impact

Since 2016, UBCD has been helping communities grow stronger, more vibrant, and more resilient.

We bring together the knowledge, partnerships, and passion needed to make lasting change, positioning UBCD as a leader in economic development across the Southeast.

Together, we’re not just funding projects. We’re building opportunity, equity, and hope for our communities, one step at a time.

Meet our team

Our experienced team at UBCD has over 20 years of expertise in building relationships and growing communities. Learn more about the people that make it all happen.

Our Company Values


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Invest
We invest in business expansion that brings jobs to rural communities.

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Connect
We connect government funding with the projects that will impact low income areas.

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Community
We bring investment opportunities to housing projects in need of capital.