Community Housing Capital

Building thriving communities through affordable housing

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UBCD partners with housing developers, investors, and other lenders to deliver flexible funding solutions that bring quality homes within reach to economically challenged communities.

Our Community Housing Capital (CHC) investments share the goal of building strong, inclusive neighborhoods where everyone has access to safe, stable, and affordable homes.

Why access to housing matters

Across the Southeast region, families may struggle to find housing they can afford. Moderate to low income individuals and families can spend more than half their income on rent, leaving little for food, healthcare, transportation, or savings.

Providing a place to call home

Safe, affordable homes open doors to opportunity and change lives for the better. When families live in stable housing, communities experience:

• Better health outcomes
• Stronger educational opportunities
• Employment stability
• Greater long-term security
• A more connected community

Backed by a certified CDFI

As part of United Bank, a certified Community Development Financial Institution (CDFI), UBCD can access unique funding sources and combine them with the bank’s own resources to amplify impact.

Through strong partnerships and an understanding of the ever-changing Southeast housing landscape, UBCD serves as a mission-driven lender ready to provide financing that makes development projects possible.

Our ongoing commitment

We believe access to safe, affordable homes is essential to breaking the cycle of poverty and building vibrant, economically healthy communities. We capitalize on new and emerging industry relationships, and understand the dynamic environment of affordable housing to achieve stronger outcomes for children, youth, and adults.

Looking to build a stronger neighborhood?

We can help you build a better future for the community. Contact us to learn more.